TO ALL GLBT, ALL MINORITIES AND ALL U.S. MILITARY ENLISTED: PLEASE CREATE THESE AS FREEWARE, FOR THE CHURCHES:

https://www.ibm.com/marketplace/cloud/expense-planning-template/us/en-us?cm_mmc=Display_Outbrain-_-IBM+Analytics_Financial+Performance+Management-_-WW_US-_-19413581_Expense+Planning&cm_mmca1=000000OE&cm_mmca2=10000465&cvosrc=display.Outbrain.Expense%20Planning_SD%20Behav_DesktopMobileTablet_1x1&cvo_campaign=IBM+Analytics_Financial+Performance+Management-WW_US&cvo_pid=19413581#product-header-top


BY THE WAY, MAKE SURE YOU SWITCH EVERYONE ONTO TRAINING AS SPORTS NEWS BROADCASTER/FUTURE ESPN SPORTS JOURNALIST, AFTER THE WORLD SERIES ARE OVER!

http://www.usatoday.com/story/sports/columnist/erik-brady/2016/11/02/mlb-world-series-game-7--cubs--indians-presidential-election-clinton-trump/93169780/

TO ALL GLBT CIVIL RIGHTS ACTIVISTS:

http://www.theatlantic.com/entertainment/archive/2014/01/dr-v-sports-journalism-and-why-sensitivity-matters/283235/